Tag Archives: selwyn fernandes

“Your house is a ticking timebomb of maintenance costs!” says insurance company

WARNING over YOUR home: Almost one in five are maintenance ‘timebombs’ this winter

ALMOST one in five homes are maintenance ‘timebombs’ as the winter months approach according to a new survey.

Leaking roofs, broken boilers, blocked guttering, blown electrics and rising damp are only a taster of the problems hitting owners in the pocket as they strive to keep their home in good condition.

In fact, for 18 per cent, owners of 3.2m properties, their dream home has turned into a maintenance nightmare which they lose sleep over, according to a new survey.

Source: Express, 8th November 2016

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With winter upon us, the Express took the time to highlight that our ailing and ageing homes are just one step away from a costly catastrophe as maintenance fees threaten to bite. The Express highlighted this on behalf of an insurance company:

Nearly half (48 per cent) of the 1,800 owners questioned by insurers LV= admit they do not have the knowledge or skills to do their own maintenance work around the house.

In fact, the Express highlighted this specifically on behalf of an insurance company who has launched a new ‘property MOT’ service, to help you identify what maintenance fees might be around the corner:

Selwyn Fernandes, of LV=, which has just launched a free online property MOT service, said: “Keeping up with home maintenance can be a tough and time-consuming job, so it’s understandable that many homeowners might ignore problems or put off important work.

“However, it’s important to keep on top of maintenance and ignoring problems in the home can lead to more serious issues developing and could jeopardise the validity of your home insurance.”

“You should do something different on holiday this year!” says holiday insurance company

Boomerang Britons: Two thirds of holidaymakers visit the same resort within five years of their last trip

When it comes to holidays, some Britons know what they like as 2million return to the same resort and do the same thing year after year.

It seems Britons are creatures of habit as nearly two thirds will visit the same resort within five years of their last visit.

And a staggering third have been to the same resort more than three times – and one in 20 have been back more than ten times over the years.

Source: Daily Mail, 28th June 2014

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Say what you like about the term ‘boomerang Britains’ (personally, I choose to say it’s an annoying piece of made-up marketing nonsense designed to placate the papers), but it seems we’re all terrible predictable when it comes to our holiday destinations.

What’s worse, our confidence in our relaxing resort means we may start to cut corners that travel insurance companies don’t want us to cut:

But LV= travel insurance, who commissioned the poll, found familiarity stops a third taking out insurance because they feel they know what to expect.

Selwyn Fernandes, from the insurance company, said: ‘Travelling to somewhere you have been to before can make planning a holiday much simpler.

‘It is easy to let your guard down because you already know the destination but things can sometimes go wrong when you’re on holiday.

‘It’s important to make sure you have the right cover in place to protect you on your break so you can relax and just enjoy your holiday.’

I guess the message from LV= is clear – you can be as boring as you like on your holiday, so long as you keep buying insurance from LV=.

“You know you want to go on holiday… go on!” says travel insurers

Single tickets please as more holidaymakers leave partners at home

Forget romantic walks along tropical beaches or candle-lit suppers in European capitals. More and more British holidaymakers are opting for “me time” and going away without their partner, according to a new survey.

The gifted but solitary British psychiatrist Anthony Storr famously told his patients that “the capacity to be alone is necessary if the brain is to function at its best”, echoing the old cliché that “time apart” is crucial in forging a happy and lasting relationship.

It’s advice the holiday-going public are obviously taking to heart with “solo breaks” becoming the escape of choice for 27 per cent of people, who admitted they ditched their lovers for solo trips or holidays with friends last year, compared to just 10 per cent a decade ago.

Source: Independent, 30 May 2014

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Bye, dear… I’m off on holiday: More people than ever choosing to take a break without their partner

More people are opting for ‘me time’ by choosing to take trips without their partner, according to survey.

In the past year as many as 27 per cent of those in a relationship went away without their partner, the poll found.

Ten years ago, just 10 per cent admitted having a holiday without their partner.

Source: Daily Mail, 29 May 2014

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Who is behind this story advocating solo holidays and leaving your loved ones at home? A travel insurance company, simply aiming for some column inches:

Selwyn Fernandes, the managing director of LV= travel insurance, which commissioned the research, said: ‘The way we travel has fundamentally changed in recent years with people going away more frequently and taking part in a wider range of activities.’